Life Insurance
Protect What Matters Most
Affordable life insurance coverage tailored to your family and your future — from a broker you can trust.
Your Family Deserves a Safety Net
Life insurance is one of the most important financial decisions you'll make — and one of the most misunderstood. At TIPS, we cut through the confusion. Whether you're looking for simple term coverage or a permanent policy that builds cash value, John Alston will walk you through every option and help you choose the right fit for your budget and goals.
Term Life
Whole Life
Universal Life
Final Expense
Coverage Options We Offer
Term Life Insurance
10, 20, or 30-year terms
The most affordable way to protect your family during your highest-need years. Lock in a fixed premium and a guaranteed death benefit for the term you choose.
Best for: Young families, mortgage protection, income replacement
Whole Life Insurance
Lifetime coverage
Permanent protection that never expires, with a cash value component that grows over time. Premiums stay level for life.
Best for: Estate planning, lifelong dependents, building cash value
Universal Life Insurance
Flexible permanent coverage
Adjustable premiums and death benefits give you flexibility as your financial situation changes, while still building tax-deferred cash value.
Best for: Business owners, those needing flexible premium structures
Final Expense Coverage
Lifetime coverage
Smaller face-value policies designed to cover funeral costs, medical bills, and end-of-life expenses — so your family isn't left with unexpected debt.
Best for: Seniors, those on fixed incomes, supplemental coverage
How We Help You Get Covered
Free Consultation
We start with a no-pressure conversation about your family, finances, and coverage goals.
Market Comparison
We shop top-rated carriers on your behalf to find the best rates and coverage for your situation.
Clear Recommendation
You receive a plain-English breakdown of your best options — no jargon, no pressure.
Enrollment & Support
We handle the paperwork and stay available for questions long after your policy is in place.
Common Questions
Get a Free Life Insurance Consultation
No phone tag, no pressure. Book a time with John and get clear answers about protecting your family.